Amerifirst financial is a direct-to-consumer mortgage lender headquartered in Mesa, Arizona. They have branches in nine states, including California, Colorado, Florida, Nevada, Oregon, Texas and Utah. They specialize in home purchase financing but also offer rate and term refinances and cash out refinances. They are licensed in most states nationally.
Their website makes it super simple to apply for a mortgage, powered by ICE that lets you input your personal and financial details electronically so you don’t have to scan or upload your documents. Amerifirst also offers a loan commitment called “Protect Your Transaction” that aims to get you approved even in the most competitive markets.
About their rating
Amerifirst Financial is a solid choice for borrowers looking for a low-cost mortgage with a good selection of mortgage programs, including the popular conforming loans backed by Fannie Mae and Freddie Mac. They also have an excellent reputation for their lenient underwriting and variety of down payment assistance programs. Lastly, they are currently a Better Business Bureau accredited lender. They have a 4.98-star rating from roughly 900 reviews on Zillow and a perfect 5-star ranking on LendingTree. They are not a large mortgage lender with a lot of customers, so their reviews might be scarce.